What is Fortiva Credit Card?
The Fortiva Credit Card is a credit card designed for consumers with less than perfect credit scores. It is issued by The Bank of Missouri, and managed by the lending platform, Fortiva. The card is designed to help people build credit and make purchases, and offers several features, including:
- Easy approval process: The Fortiva Credit Card has a simple and straightforward application process, and is designed to approve individuals who have had difficulty getting approved for other credit cards.
- Credit reporting: The card reports your payment history to the major credit bureaus, which can help you improve your credit score over time.
- Rewards program: The Fortiva Credit Card offers a rewards program where you can earn points for every dollar you spend, which can be redeemed for merchandise, travel, or cash back.
- High interest rates and fees: As a card designed for those with less than perfect credit, the Fortiva Credit Card typically has higher interest rates and fees than other credit cards. It’s important to carefully review the terms and conditions before applying for the card.
Overall, the Fortiva Credit Card may be a good option for individuals who are looking to build credit or have limited credit history, but it’s important to carefully consider the terms and conditions and ensure that the card fits your financial needs and goals.
how to apply for fortiva credit card
To apply for a Fortiva Credit Card, you can follow these steps:
- Visit the Fortiva Credit Card website at www.fortivacard.com
- Click on the “Apply Now” button to begin the application process.
- Fill out the application form with your personal and financial information, including your name, address, Social Security number, income, and employment status.
- Review and submit your application. You will receive a decision within minutes.
If your application is approved, you will receive your Fortiva Credit Card in the mail within 7-10 business days. If you have any questions or need assistance with the application process, you can contact Fortiva customer service at 1-800-245-7741.
It’s important to carefully review the terms and conditions of the card before applying, including interest rates, fees, and rewards program, to ensure that it meets your financial needs and goals.
Fortiva Credit Card sometimes offers promotional offers or special deals that include an offer code or promotional code. These codes can be entered during the application process to take advantage of the offer.
However, these offers and codes are typically time-limited and subject to change, so it’s best to check the Fortiva Credit Card website or other promotional materials for the latest offers and codes. Additionally, some offers may only be available to certain customers or for a limited time, so it’s important to carefully read the terms and conditions and ensure that the offer fits your financial needs and goals.
If you have any questions or concerns about Fortiva Credit Card offer codes or other promotional offers, you can contact Fortiva customer service for assistance.
fortiva credit card online payment
To make an online payment on your Fortiva Credit Card, you can follow these steps:
- Log in to your Fortiva Credit Card account on the Fortiva website.
- Click on the “Payments” tab to access the payment options.
- Choose the payment amount and method you prefer. You can pay the minimum payment, the statement balance, or a custom amount.
- Select your payment method, such as a linked bank account or debit card, and enter the necessary information.
- Review the payment details and click “Submit” to complete the payment.
It’s important to make your Fortiva Credit Card payment on time to avoid late fees and other penalties. If you encounter any issues during the online payment process or have any questions or concerns about your account, you can contact Fortiva customer service for assistance.
How to contact Fortiva Credit Card for assitance
If you need assistance with your Fortiva Credit Card account, you can contact Fortiva customer service by phone or mail. Here’s how to get in touch:
- Phone: You can call Fortiva customer service at 1-800-245-7741. The line is available from Monday to Friday, from 8 am to 11 pm EST, and on weekends from 9 am to 5 pm EST. A representative will be able to assist you with any questions or concerns you have about your credit card account.
- Mail: You can send mail to Fortiva Customer Service, P.O. Box 105555, Atlanta, GA 30348-5555. You can use this address to send payments or other correspondence related to your credit card account.
When contacting customer service, be sure to have your Fortiva Credit Card account information ready, such as your account number or Social Security number, to help the representative assist you more quickly and efficiently.